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If interest rates are high when you buy your annuity, your annuity payments will be higher than if interest rates were low. Thats because the financial institution predicts it can earn more by investing your money. Read these tips for choosing an annuity to see what you can do to get the best value for your investment. The funds management fee and operating expenses make up a funds management expense ratio (MER).

They offer professional money management services to investors by using an interactive website.